Cardholder Security (CS²)
PAYMENT-iT supports banks and processors in the process to verfiy cardholder data during registration for Verified by VISA and for MasterCard SecureCode. The 3D-Secure process was implemented for online payments in the Internet to reduce fraud losses in e-commerce.
During 3D-Secure registration process the entered personal data of the cardholder is transmitted for varification using an online interface. The submitted data and the values stored in CS2 are doublechecked. As result the 3D-Secure service provider immediatley will get back the information if the data are correct or not. Which data is correct or wrong is not specified. Based on this feedback the 3D-Secure service provider will now decide if the registration is completed and the customer can proceed with the check-out. No data from the 3D-Secure registration process is stored in the Carholder Security System (CS²).